VJ is Co-Founder of Chargeback360, a leader in chargeback prevention, re-presentment and risk mitigation services using data-driven and artificial intelligence technologies. Prior to establishing Chargeback360, VJ built and managed over $100M profitable direct response marketing campaigns in high and low-risk merchant portfolios. Using his prior experience on wall street he built predictive financial and risk models that merchants and banks use today.
He started his career on wall street building and supporting systems in quantitative risk management, AML, and Derivatives at Depository Trust & Clearing Corporation (DTCC). He graduated summa cum laude from Mississippi State University with a Masters degree in computer science and held scholarships from National Science Foundation. VJ is a CFA Level 1 and Level 2 holder.